We normally devote this space to practical, hands-on disaster preparation and response—things like emergency kits and flood warnings. But since storm damage repair is expensive, and South Carolina has rarely faced such severe weather as we did in 2015, we’re going to offer a few tips on saving money.
Use windfalls wisely. Get a bonus from work? An inheritance or gift? Use a third to pay debt, a third for present costs, and save a third for the future.
Try to keep a slush fund. It’s easier said than done, but try to keep a slush fund handy—a money-market savings account specifically devoted to emergencies.
Lose the debit card. A radical step? Sure. But by making tiny purchases easy—think about all those late-night pizzas and candy bars—your debit card may cost your money. Figure out a cash budget for the week and stick to it.
Invest. Again, it’s not always easy. But investing 6 percent of your monthly income will leave you a good cushion for the future.
If storm damage strikes you, Catastrophe Services will work with you and your insurance company to restore your property to its previous condition or better. We’re cost-effective, and our record across South Carolina speaks for itself; but insurance doesn’t always cover doing the job right. Financial preparedness is the first step to a smooth storm damage repair process.
Do you have questions about storm damage repair in South Carolina? Call us. We’re here to help.